ICICI Bank, one of India’s top private lenders, just gave investors a reason to cheer. Strong earnings, a generous dividend, and improving asset quality led to a sharp rally in the ICICI Bank share price, sending it to a fresh 52-week high.
Let’s break down what’s driving this momentum and why the stock is being closely watched across the market.
Solid Q4 FY25 performance across all key metrics
ICICI Bank’s numbers for the March 2025 quarter were strong across the board.
| Metric | Q4 FY25 | Change (YoY) |
| Consolidated Net Profit | ₹13,502 crore | ↑ 15.7% |
| Standalone Net Profit | ₹12,630 crore | ↑ 18% |
| Net Interest Income | ₹21,193 crore | ↑ 11% |
| Fee Income | ₹6,300 crore | ↑ 16% |
| Gross NPA | 1.67% | Improved from 1.96% (QoQ) |
The bank saw an 18% rise in standalone profit, led by growth in its core lending business and strong fee-based income. Net interest income, a key indicator of a bank’s core profitability, was up 11% year-on-year.
Meanwhile, the fee income of ₹6,300 crore reflected rising contributions from credit cards, payments, and other service areas.
Also read: Tata Elxsi Q4 results analysis
Asset quality gets better
The gross NPA ratio dropped to 1.67%, from 1.96% in December 2024. The net NPA stood at a low 0.39%, signalling a stronger, cleaner loan book and lower provisioning risk. This is good news for long-term investors, as better asset quality means more earnings retention and fewer future shocks.
Dividend announcement
ICICI Bank also announced a dividend of ₹11 per share (on a face value of ₹2) for FY25.
While the record and payment dates are yet to be announced, the declaration itself highlights confidence in the bank’s liquidity and balance sheet strength. With strong profits and conservative provisioning, ICICI has both the capacity and the intent to share its gains.
You may also read: Infosys Q4 results 2025: Key highlights
Share price hits 52-week high
On April 21, 2025, the ICICI Bank share price opened with a 2.15% gain, hitting a new 52-week high of ₹1,437. It later settled around ₹1,424, still more than 1% higher than the previous close. The 52-week low, in contrast, was ₹1,048.35, making this rally even more notable.
Its market capitalisation crossed ₹10 lakh crore, reinforcing its position as India’s second-largest bank by market value, just behind the top-ranked peer.
For those tracking ICICI Bank share price 52-week high-low trends, this moment marks a key milestone in the bank’s recovery and investor confidence cycle.
What analysts are saying
Analysts remain optimistic post-results, revising both earnings estimates and target prices.
- One firm called ICICI Bank’s delivery “above expectations,” especially amid a tough macro environment and deposit competition.
- Earnings estimates have been upgraded by 2.5–4.2% for FY26 and FY27.
- Price targets have been raised to ₹1,630–₹1,650, indicating further upside from current levels.
What stood out to analysts:
- Strong advance growth (13.3%)
- Margin maintenance despite rate pressures
- Clean asset book with minimal stress indicators
Brokerage sentiment suggests that ICICI Bank may be rated higher compared to peers, given its consistent delivery.
You may also read: Angel One Q4 key takeaways
Final thoughts:
The ICICI Bank this quarter is a solid mix of profitability, stability, and strong market sentiment. Despite concerns over rate cuts affecting margins ahead, the overall tone is optimistic.
With shares climbing nearly 11% in 2025 so far, and dividend investors also rewarded, the ICICI Bank share price looks well supported. If current trends continue—growth in advances, steady fee income, and manageable NPAs, the stock could continue to attract both retail and institutional interest.
