Table of contents
Introduction
The Mukhyamanti Amrutum Yojana is your gateway to qualitative medical care requirements irrespective of the income status of an individual. In a developing country like India, that scheme ensures good healthcare facilities for its citizens. However, you should remember that usage of Mukhyamatri Amrutmum Yojana: Eligibility and benefits schemes depend upon certain specific factors that you should be aware of.
Through this health insurance plan, the aim of the government is to provide aid to a large part of the Indian population. So let us have a detailed look at this scheme!
What is Mukhyamatri Amrutum Yojana or MA Yojana?
The MA Yojana or Mukhyamantri Amrutum Vatsalya Yojana is a health insurance scheme launched by the government of Gujrat on 4 September 2012. The idea was initially launched only to help the people falling under low-income groups of state or BPL (below the poverty line).
However, later, after understanding the benefits this scheme could provide, the government extended the benefits of MA Yojana to lower-middle-class families in the country.
The yojana is designed to provide holistic health benefits to the citizens of the country dealing with several medical issues. It covers all the expenses from the diagnostic tests to post-hospitalisation care of an individual.
Eligibility for the Mukhyamatri Amrutum Yojana
The Mukhyamantri Amrutum Yojana: eligibility and benefits are applied under certain specific criteria only. Individuals with low annual income are eligible to apply for the benefits of the scheme.
Eligibility of the MA Yojana:
- The annual income of the family should be less than Rs. 4 lakh rupees.
- ASHA or Accredited Social Health Activists workers are eligible to apply for the scheme.
- The recognized and authorised media personnel can apply for the scheme.
- Employees of the state government in class 3 and 4 positions on a fixed pay can also apply for the scheme.
- Individuals having the U win cards, typically the ones that are issued to workers in an unorganized sector, are eligible to apply.
- Lastly, senior citizens belonging to families with an annual income of up to Rs. 6 lahks are eligible to apply for health benefits.
Features of the MA Yojana
Various features are associated with the MA Yojana that one should emphasize before applying for the scheme. So, let us dive deep to understand it in detail.
- The individuals applying for the scheme should note that no enrollment or insurance premium is needed to apply for the scheme.
- This scheme is funded by the government with no hidden costs.
- The families applying for the scheme should have an income of less than Rs 3 lakhs annually.
- In a family, a maximum of five members can apply for the benefits.
- The ASHA workers are given Rs. There are one hundred incentives for each registered BPL family.
- The benefits of this scheme are transferred through RTGS by the state government.
- Mega and general health camps are conducted every month at district levels under this scheme to reach a large population.
- Your data is safe with the government as dedicated data centres and servers are employed in different areas (n)Code Solutions.
- MA Yojana offers individuals-certified procedures where all the formalities associated with the scheme are carried out under expert supervision only.
- The beneficiaries of the scheme can enrol themselves throughout the year.
- The Mukhyamantri Amrutum Yojana online registration through the Civic Center Kiosk and Taluka Kiosks.
Benefits of MA Yojana
The Mukhyamantri Amrutum Yojana benefits are listed as follows:
- This health insurance plan offers the users Rs. 3 lakhs of coverage per family.
- In the case of special procedures such as kidney transplant, hair transplant, pancreas transplant, etc, Rs. 5 lakhs of coverage is given.
- Every beneficiary of the scheme is given a unique QR Code containing the biometric thumb impressions, photos, and a unique registration number with a specific district and taluka name.
- Every beneficiary is provided with up to Rs. 300 per hospitalization as a travel charge.
- The cost of repatriation of remains covered under the scheme is Rs 6 per km from the hospital to the house of the beneficiary.
How do you apply for the MA Yojana?
The MA Yojana application process is an easy method through which one can acquire health benefits. Let us see the procedure in detail.
- Find a kiosk: Mukhyamantri Amrutum Yojana application forms are available on kiosks only. So, one should visit a Taluka or a Civic centre in their area to apply.
- After collecting the application, fill in the proper details, including the information about the family members.
- Once the Mukhyamantri Amrutum Yojana application form is completed, carefully submit the documents at the Kiosk.
Points to remember while applying for the MA Yojana scheme
Some of the most important aspects of MA Yojana that one should not forget are as follows:
- ASHA workers from both rural and urban regions can enrol themselves under the Mukhyamantri Amrutum Yojana to acquire the benefits.
- The claim settlements and reimbursements under this scheme are a quick and hassle-free procedure. So the beneficiaries can skip the long waiting hours to get their claims approved.
- All the beneficiaries applying for the scheme should complete the application beforehand through the official portal of the health plan.
- Under this scheme, the beneficiaries can get assured up to Rs 5 lakh cashless insurance coverage.
MA Yojana: Health Card
If you want to apply for the MA Yojana health card, you are required to be physically present at the Kiosk for the enrollment process. To acquire coverage, beneficiaries should submit the required documents with the application form at the kiosk centre.
Once the enrollment process is complete, you can revisit the Kiosk to do the Mukhyamatrari Amrutum Vatsalya card validity check. If you have access to active internet, you can check the status of your application through online mode also.
Remember that you can avail of the benefits of the scheme only if you renew the card after its expiry. The validity of the MA Yojana card is three years. Earlier, it was valid for a span of one year, but according to the new guidelines, the users have to renew their cards after three years.
The documents required for the renewal of the card are as follows:
- Previous MA card
- Income certificate
The beneficiaries should visit their nearby Kiosk or call the customer care number to get details about the renewal of the card.
Conclusion
The Mukhyamatri Amrutum Yojana is a remarkable initiative started by the government of Gujrat to bridge the gap between the state’s healthcare facilities. It was launched in 2012 to start the country’s healthcare system. The scheme ensures qualitative care to the citizens through its professional execution. To learn more about such schemes, subscribe to StockGro.
FAQs
The Mukhyamantri Amrutum Yojana (MA Yojana) is a health insurance scheme launched by the government of Gujarat to provide financial protection against accidental health expenses to vulnerable and economically weaker families.
To sign up for the scheme, you usually need to provide ID, address proof, an income certificate, passport-sized photos, the smart health card form, and your bank account info. Sometimes, you might also need extra documents like a BPL card, depending on your situation.
To get benefits from the Mukhyamantri Amrutum Yojana, show your QR card at a hospital on the plan’s network. You won’t need any papers. They’ll quickly check and give you treatment without you having to pay upfront. The hospital will handle sharing your info with the insurance company, making things easier for you.
You can enrol in the MA Yojana by visiting designated enrolment centres, usually found in Taluka or Civic Centres. Mobile kiosks are also set up for easier access to enrolment.
To find the list of applicable hospitals, you can go to the official website of the MA Yojana in Gujarat. There, you’ll typically find a list of approved hospitals sorted by location and speciality.