Terms and Conditions

Welcome to StockGro!

These terms and conditions regulate your use of StockGro's Website, located at StockGro.club, and StockGro’s mobile application (together, “StockGro”), and form a binding legal contract between Assetgro Fintech Private Limited (the owner and operator of StockGro) and you.

By accessing StockGro, you hereby accept these Terms and Conditions, Privacy Policy and any other disclaimers or terms made available on StockGro, as may be amended from time to time. Do not continue to use StockGro if you do not agree to all of such Terms and Conditions, and Privacy Policy and disclaimers and terms on StockGro.

The following terminology applies to these Terms and Conditions and Privacy Policy, unless the context requires otherwise: “Client”, “User” “you” and “your” refers to, any person that uses, accesses, links to, or refers to StockGro or the Company. “The Company”, “ourselves”, “we”, “our” and “us”, refers to Assetgro Fintech Private Limited “Party” or “Parties” refers to both the Client and ourselves. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, shall be taken as interchangeable. “Group Companies” includes any company which is a holding, subsidiary, fellow subsidiary, or associate of the Company.

We reserve the right to modify these Terms and Conditions, Privacy Policy and disclaimers and terms related to services we provide (“StockGro Services”) at any time by posting the same on StockGro. We may, at our sole discretion, also notify you of any change or modification in these Terms and Conditions, Privacy Policy, and other terms and disclaimers referred to herein or provided by us, by way of sending an email to your registered email address or posting notifications in your StockGro account on StockGro. You may then exercise the options provided in such an email or notification to indicate non-acceptance of the modified Terms and Conditions, Privacy Policy, and other terms and disclaimers made available by us. If such options are not exercised by you within the time frame prescribed in the email or notification, you will be deemed to have accepted the modified Terms and Conditions, Privacy Policy, and other terms and disclaimers made available by us. Certain StockGro Services being provided on StockGro may be subject to additional rules and regulations. To the extent that these Terms and Conditions are inconsistent with the additional conditions set down, the additional conditions shall prevail.

What is StockGro

StockGro is India's largest experiential learning platform for Stock Market enthusiasts to learn trading and investment strategies without risking their hard-earned capital.

The platform provides unique immersive experience to its users blending the best of social networking, investment education, and trading in multiple asset classes. Through experiential learning journeys, users can test their strategies and experience the thrill of trading!

But StockGro is not just about trading; it's a vibrant community of enthusiastic learners and experts. StockGro emphasizes the importance of learning through community.

Our social section allows users to discuss, share experiences, ask questions, and get answers from a supportive and inclusive group of like-minded individuals. This approach nurtures a sense of belonging, making learning more engaging and enjoyable. This vibrant community allows users to connect, share, and collaborate with educators, fund managers, influencers, and friends, validate investment ideas, analyse top-performing portfolios, and navigate the complexities of the stock market with ease all on one user-friendly platform.

What is a StockGro PrepZone

Users in their learning journey to trade and invest in the Stock Market might want to compare their progress and proficiency in learning how to pick the right stocks and build a portfolio efficiently.

To facilitate this, just like any school or college conducting tests and examination, StockGro provides learning opportunities in their PrepZones for users to join and test their proficiency for investing in different asset classes in the markets. Given PrepZones are a learning and an education tool the stock price data feed displayed is a delayed data feed and do not indicate the real-time stock prices.

To join PrepZones, you must have a valid email address and phone number. Only those Users who have successfully registered on StockGro in accordance with the procedure shall be eligible to experience the Prepzones.

In a PrepZone, you build a practice portfolio of stocks to help you master the art of investing and trading. These PrepZones are held periodically on a weekly and monthly basis.The PrepZones are free for users to join, i.e. a User does not have to pay any money to StockGro to join any such PrepZones.

In order to register for the PrepZones, you are required to:

Enter your name
Enter your mobile number.
You will receive an OTP; please input that to move forward.
Enter your 4-digit PIN to set up your account
Confirm that you agree and shall abide by these Terms and Conditions.

Types of PrepZones

Weekly: This PrepZone program is held on a weekly basis, starts on Monday morning and ends on Friday evening, and the best performers are announced when the PrepZone ends on Friday evening.
Monthly: This PrepZone program is held on a monthly basis, starting on the first working day of every month and ends on the last working day of every month, and the best performers are announced when the PrepZone ends on the last working day of every month.

PrepZone Rules

'Model Portfolio' is for the User to build their long-term practice portfolio and test their strategies.
'Model Portfolio' cannot be used for joining in any of the PrepZones.
StockGro provides two sets of PrepZone portfolios – Portfolio Alpha and Portfolio Beta.
User can only join up-to two PrepZones at one time with the two PrepZone portfolios.
PrepZone Portfolio(s) will automatically reset after the results are announced and you can reuse the portfolio to join a new PrepZone and start building your new practice portfolio by linking it with the new PrepZone.
One PrepZone portfolio can be associated with only one PrepZone.
In order to join a PrepZone, the User will have to link their available PrepZone portfolio with the PrepZone
Each User has to re-build a new portfolio each time when entering a new PrepZone to be eligible for getting a rank.
Users must adhere to the platform portfolio budget while creating their portfolio.
The User has the discretion on what stock(s) the User wants to add to their portfolio
For each PrepZone, Users will refer to and shall abide by the PrepZone rules
At the end of the affixed time period of a PrepZone (e.g., in a weekly PrepZone, at the end of the week), Users are ranked according to the absolute value of their portfolios in relation to each other.
Each PrepZone can be distinct from other, and predetermined StockGro loyalty point / bonus points are awarded to designated ranks.
Therefore, even if all the Users get negative returns on their portfolios, the StockGro bonus points are awarded according to which User has performed the best relative to others.

Therefore, the StockGro bonus points awarded to best performing participants does not correlate to the value of the actual stocks in the stock market nor do they amount to ‘securities’ or ‘derivatives’ under Indian law.

Users who are best performers and their ranks in a PrepZone (“Rank Holders”) will be announced at the end of the PrepZone and are awarded loyalty points in the form of StockGro Bonus points. The StockGro Bonus points are awarded in a ratio and manner pre-published by us, and disclosed to PrepZone Users, on StockGro from time to time. StockGro shall not be liable to award any bonus points if it is discovered that the Rank Holders have not abided by these Terms and Conditions and other rules and regulations in relation to the use of StockGro.

StockGro's PrepZone require specific skills and abilities imparted by StockGro to its users through educational content and access to educators and fund managers teaching and sharing investment strategies.

User skillsets include basic finance knowledge, ability to understand fundamental analysis, judgment, strategy and multi-disciplinary knowledge, training, adherence to a platform budget, and calculation and mathematics.

By joining in PrepZones and using StockGro, each User acknowledges and agrees that he/she is in the process of learning the skillsets for investing in Stocks and building the right portfolio on StockGro and has no correlation to their real-world transactions.

Usage Conditions

The Company, at its sole discretion, may remove any User from PrepZone, refuse to award any benefits, if the User engages in unfair conduct, which the Company deems to be improper, unfair or otherwise adverse to the operation of StockGro or is in any way detrimental to other Users, which conduct includes, but is not limited to:

Falsifying ones’ own personal information (including, but not limited to, name, email address etc and/or any other information or documentation as may be requested by StockGro to enter a PrepZone and/or claim a StockGro Bonus Point;
Engaging in any type of financial fraud or misrepresentation including unauthorised use of credit/debit instruments, payment wallet accounts etc. to claim a cashbacks. It is expressly clarified that the onus to prove otherwise shall solely lie on the User;
Colluding with any other User(s) or engaging in any type of syndicate operations;
Any violation of PrepZone rules or the Terms of Use, Privacy Policy, or other disclaimers or terms that we make available;
Accumulating points through un-authorized methods such as automated bots, or other automated means;
Using automated means (including but not limited to harvesting bots, robots, parser, spiders or screen scrapers) to obtain, collect or access any information on StockGro or of any User for any purpose
Tampering with the administration of a PrepZone or trying to in any way tamper with the computer programs or any security measure associated with StockGro;
Obtaining other Users’ information without their express consent and/or knowledge and/or spamming other Users (spamming may include but shall not be limited to send unsolicited emails to Users, sending bulk emails to StockGro Users, sending unwarranted email content either to selected Users or in bulk); or
Abusing StockGro in any way including making obscene, offensive or illegal contents.
Making offensive comments on Social Media
Attempting to malign the reputation of StockGro through making derogatory comments on Social Media
Harassing any StockGro team member on any Social Media by sending them messages, mails or commenting on their posts

You shall not:

use StockGro for any purpose that is unlawful, illegal or forbidden by law;
use StockGro in any manner that harms the app or its directors, employees, affiliates, distributors, partners, service providers, and / or any other User;
remove any copyright and other proprietary notices contained in any content on StockGro;
copy, decompile, recompile, assemble, disassemble, reverse engineer, or otherwise attempt to discover any source code, sell, assign or otherwise transfer any intellectual property in StockGro;
modify, rent, lease, loan, sell, assign, distribute, grant a security interest in, or otherwise transfer any right to the technology or software underlying StockGro or StockGro Services;
participate in the transfer or sale, rent or sub-license of material from StockGro;
send communications containing unsolicited / unauthorized advertisements, promotions or marketing material;
create derivative works of material from StockGro;
redistribute, publicly perform or publicly display content from StockGro or in any way exploit any of the materials or content on StockGro either in whole or in part without express written license from StockGro;
transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person's computer, StockGro, any software, hardware, or telecommunications equipment;
advertise, offer or sell any goods or services for any commercial purpose on StockGro without the express written consent of StockGro;
falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;
collect or store personal information about other Users except as permitted by applicable law;
impersonate any person or entity, including, but not limited to, an ambassador of StockGro, or falsely state or otherwise misrepresent User's affiliation with a person or entity;
forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through StockGro or to manipulate User's presence on StockGro(s);
take any action that imposes an unreasonably or disproportionately large load on our infrastructure;
disrupt, overburden, or aid or assist in the disruption or overburdening of (1) any computer or server used to offer or support StockGro or the StockGro Services; or (2) the enjoyment of StockGro Services by any other User or person.
institute, assist or become involved in any type of attack, including without limitation to distribution of a virus, denial of service, or other attempts to disrupt StockGro Services or any other person's use or enjoyment of StockGro Services.
gain unauthorized access to the User accounts, servers or networks connected to StockGro Services by any means other than the user interface provided by StockGro, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that underlies or is part of StockGro Services. You agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of our sites;
use cheats, exploits, automation, software, bots, hacks or any unauthorized third-party software designed to modify or interfere with StockGro Services and/or StockGro experience or assist in such activity;
display or use names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights of any third party on StockGro; or,
violate applicable laws or third party rights in any manner whatsoever if such violation involves StockGro or its Users.

Without prejudice to the generality of the foregoing, any Users sharing any material or information on securities are responsible for their own legal compliance, and you hereby agree that wherever applicable, you have obtained the relevant securities law registrations, including but not limited to registration as an investment adviser, research analyst, or portfolio manager. StockGro bears no responsibility and disclaims all liability in this regard for any non-compliance by Users of applicable law.

You agree to provide true, accurate, current and complete information at the time of registration and at all other times (as required by us). You further agree to update and keep updated your registration information. You shall not register or operate more than one User account with StockGro.

If a User chooses a username that, in StockGro's considered opinion is obscene, indecent, abusive or that might subject StockGro to public disparagement or scorn, we reserve the right, without prior notice to the User, to restrict usage of such names, which in our opinion fall within any of the said categories and/or change such username and intimate the User or delete such username and posts from StockGro, deny such User access to StockGro, or any combination of these options.

Any password issued by StockGro to a User may not be revealed to anyone else. Users may not use anyone else's password. Users are responsible for maintaining the confidentiality of their accounts and passwords. Users agree to immediately notify StockGro of any unauthorized use of their passwords or accounts or any other breach of security. Users agree to exit/log-out of their accounts at the end of each session. StockGro shall not be responsible for any loss or damage that may result to the User if the User fails to comply with these requirements or otherwise loses control of their StockGro account.

Your profile is fully visible to all the users. We may offer chat features, messaging in groups, creation of posts, and other means of social interaction to enable communication between Users. Our role is limited to providing StockGro Services. Our Services allow viewing and sharing of information including through messages, posts, likes, follows, and comments, etc. Your posts, comments, or messages will be visible to everyone. You agree that, incase your content, whether it is a post or comment or message, is shared, your personal details, such as Username, Name, Bio, Profile image and content will be public information. With respect to User content and communication between Users, our role is that of an ‘intermediary’ as defined under the Information Technology Act, 2000 and the rules thereunder. Being an intermediary, we have no responsibility and / or liability in respect of any User content on the App and you are solely responsible therefor. As an ‘intermediary’ under the Information Technology Act, 2000, for the purpose of content posted by Users, we do not pre-screen User content or communications between Users. We have no obligation to monitor any User content apart from our obligations as an ‘intermediary’ under the said Act.

When you use StockGro, you specifically undertake not to host, display, upload, modify, publish, transmit, update or share any content that:

Belongs to another person and to which you have no right;
Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatsoever;
Harms minors in anyway;
Infringes any patent, trademark, copyright, or other proprietary rights;
Violates any applicable laws;
Deceives or misleads the addressee about the origin of such messages or communicates any information that is grossly offensive or menacing in nature;
Impersonates another person;
Contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer resource; or
Threatens the unity, integrity, defence, security, or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

You hereby warrant and represent that:

You are solely responsible for content that you may upload, post, e-mail, transmit, or otherwise make available on StockGro;
You have all necessary permissions and entitlements under applicable law and from third parties to post content on our website and have all necessary licenses and consents to do so;
No part of any content you make available on StockGro infringes any intellectual property right, including without limitation copyright, patent or trademark of any third party;
You have all regulatory licenses, approvals and permissions as required by applicable law for your use of StockGro, including but not limited to any necessary licenses, approvals and permissions by the Securities and Exchange Board of India.

If we suspect any illegal, wrongful or fraudulent activity on StockGro by any User, notwithstanding any other rights we may have, we reserve the right to inform the relevant government or law enforcement authorities. We will cooperate in all investigative procedures or requests for access / information initiated by any such government or law enforcement authorities. We are not under any obligation to act on any communications, requests and suggestions from Users or the general public or to respond to any one. Our decision in this respect shall be final. Specifically, if any such request relates to a request / demand to take down/ disable/ remove/ delete any User content or StockGro content, we are under no legal obligation to respond to or act on such requests. We will take such action as we are required to take under applicable law. If there any valid court order or administrative order issued requiring us to take any action, then we will comply with such court order or administrative order.

In the event any User breaches, or the Company reasonably believes that such User has breached these Terms and Conditions, or has illegally or improperly used StockGro, the Company may, at its sole and absolute discretion, and without any notice to the User, restrict, suspend or terminate such User's access to all or any part of StockGro, deactivate or delete the User's account and all related information on the account, delete any content posted by the User on StockGro and further, take technical and legal steps as it deems necessary. It is clarified that in case you are found to be in violation of the aforementioned terms, StockGro reserves its right to initiate appropriate civil/criminal remedies as it may be advised, in addition to forfeiture and/or recovery of any monetary incentive if any.

At any time and for any reason, and subject to applicable law, StockGro may, at its sole and absolute discretion:

Restrict, suspend, or terminate any User's access to all or any part of StockGro or StockGro Services;
Change, suspend, or discontinue all or any part of the StockGro Services;
Reject, move, or remove any material that may be submitted by a User;
Move or remove any content that is available on StockGro;
Deactivate or delete a User's account and all related information and files on the account;
Establish general practices and limits concerning use of StockGro;
Assign its rights and liabilities to all User accounts hereunder to any entity.

Community Policies

Hate Speech

You are not allowed to promote violence against or directly attack or threaten other StockGro users on the basis of race, ethnicity, national origin, caste, sexual orientation, gender, gender identity, religious affiliation, age, disability, or serious disease. Users inciting harm towards others on the basis of these categories would be suspended.

Obscene Display Names and Hateful Imagery

You cannot use your username, display name, or profile bio to engage in abusive behavior, such as targeted harassment or expressing hate towards a person, group, or protected category. You may not use hateful images or symbols in your profile image or profile header.

Harassment and Bullying

Using abusive language, sharing others' personal or sensitive information or inciting or engaging others to do any of the same is not allowed.

Promoting Violence

Threatening or inciting violence of any kind is strictly prohibited. We don't allow individuals or groups that engage in or promote violence, or organized criminal activity to use StockGro to conduct such activities.

Engaging in Spam or Scam

You are not allowed to share messages in Social groups or to Individual users that are targeted, irrelevant, obviously unwanted, unauthorized, inappropriately commercial or promotional, or gratuitously repetitive messages or other similar content.

Do not use StockGro to capitalize or sensationalize on tragic events for commercial purposes.

Do not use our invitation feature to send promotional messages to people you don't know or to otherwise spam people.

Any user found engaging in Community policies violations will be barred from the platform and account will be suspended.

StockGro Wallet

Deposit: Money deposited by the user (only available for in-app redemptions, Subscription to StockGro Plus Plan, etc)

Cash: Current balance of cashbacks and discounts (available for withdrawal as per the withdrawal limits)

Bonus: Current balance of StockGro Bonus Points/ Loyalty points and discounts received (only available for in-app redemptions).

Bonus Expiry:

The bonus amount earned from the 1st day of the month until the last day of the month will expire on the last day of the following month.
For example, the bonus amount accumulated from 1st Aug 2023 to 31st Aug 2023 will expire on 30th September 2023.
If you make any transaction with the StockGro Bonus Amount, it will be deducted from the amount which is due to expire first, and then it will be further deducted from the bonus amount accumulated during the ongoing month.

StockGro Bonus Points / Loyalty Points

StockGro offers its users Bonus points in various forms for their regular and continuous use of the StockGro App. These StockGro Bonus points are in the form of brand loyalty points provided for performing various actions on the StockGro App such as when users invite their friends onto the platform, perform well in PrepZones, submission of their KYC docs etc. These Bonus points are awarded purely for the regular use of the StockGro App and the StockGro App does not permit any purchase or accrual of these points in any other way. These loyalty points may be redeemed by Users to avail various offers that are run by the StockGro App for all users from time to time. Cashbacks and merchandise which are issued by StockGro for redemption of such loyalty points are only for user engagement purposes. Users can avail in any promotion only by using the bonus points awarded to them by StockGro. Participation in any promotion campaign is completely voluntary. Users may choose to not participate in any promotion campaign. StockGro does not guarantee any incentives to any users.

StockGro reserves the right, at its sole discretion, to change the mode of the accrual of one or any of these types of loyalty points, including the number of such loyalty points received in proportion to the User’s activities. Further, StockGro reserves the right to disqualify any User, who does not meet the offer requirements or for any other reason including but not limited to any misuse of the offer or fraud or suspicious transaction/activity or under any legal requirement or applicable rules and regulations, from receiving any loyalty points. StockGro also reserves the right to discontinue or change or issue any new form of loyalty points offered at any time, at its sole discretion. StockGro may also at its discretion specify an expiry period for such loyalty points

StockGro Plus

StockGro Plus is a subscription service from StockGro. Anyone can purchase any of the 3 paid plans from the App or Webapp.

If you purchase an auto-recurring StockGro Plus plan through an in-app purchase, your Payment Method will continue to be billed for the subscription until you cancel

You can cancel the StockGro Plus Plan at any time by simply moving to Basic Plan (Free Plan) from any paid plan.

The Subscription Fees for StockGro Plus plans billed are non-refundable.

StockGro Shop

On StockGro Shop, you can purchase any product listed with the StockGro Bonus amount or Indian Rupees. Once any product is purchased from StockGro Shop, they can not be exchanged or returned. For any queries reach out to [email protected]

Market Data

The Stock market Data displayed on the application is a delayed market feed data and the prices are only indicative and synthesized prices not reflective of real market prices. This is for education and learning purpose only since a user on StockGro doesn't need real time Stock Price.

Fair Usage policy

One Beneficiary Bank/Wallet account can be linked to utmost 2 StockGro accounts
Maximum of 2 accounts can be registered and used on one device.
Use “Invite Friends” program to refer and recommend only upto 10 friends and relatives in a week to get StockGro Bonus.

Any user found engaging in Fair Usage policy Violation will be barred from the platform and account will be suspended.

By registering and using our platform, you agree that you will ensure fair Usage and will not engage in any Fair Usage Policy Violation by technical or non-technical means to manipulate the platform.

Genuine users who want to submit an appeal have to submit the following details in the email to [email protected]

Registered phone number
Any government approved “Photo Id”
Bank account details like Cancelled cheque/ UPI ID from Google-Pay or Bank App/ Wallet info

Accounts of genuine users affected by Fair Usage Policy violation, will be reactivated after review and confirmation by our risk management team.

Unauthorized transactions

Users whose cashback is less than minimum withdrawal limit, and they add money to wallet to meet the minimum withdrawal criteria, would be considered to be exploiting the system and their withdrawals would be blocked until further review.

Example:
If you have been received a cashback of Rs. 100 on the platform and minimum withdrawal limit is Rs. 500; Users are expected to engage in more activities on the platform to, collect a cumulative cashback of Rs. 500 and withdraw. Some users try to exploit the system and add additional Rs. 400 to the wallet to meet the minimum withdrawal limit.

Such withdrawals will get blocked and user grievances will be subject to review process, where the review period is minimum 30 days.

The review team in its investigation if figures out that the intent of the user was to exploit the system, then the withdrawal will remain blocked until user's balance cross the minimum withdrawal amount.

If user attempts to harass the StockGro team or tries to extort through threatening on social media, legal action will be taken against the user and penalty of INR 10,000 will be levied on the user.

Each tier of user have different withdrawal limit set by StockGro which can be revised at the sole discretion of StockGro from time to time.

Users are strictly instructed to adhere to the withdrawal policy. Any attempt to violate the withdrawal policy could result in user's account being blocked until further review by the support team.

Below is a sample table with tier-based withdrawal limits (Subject to change from time to time at the discretion of the company):

	Basic	Advance	Expert	Influencer
Minimum Req Balance	₹500	₹300	₹200	₹100
Daily Limit	₹100	₹200	₹400	₹800
Weekly Limit	₹200	₹400	₹800	₹1600
Monthly Limit	₹400	₹800	₹1600	₹3200

Note:

Min. Required Balance: This is the minimum 'StockGro Cash' required in your wallet for successful withdrawals.
E.g. Rahul, a subscriber of the Basic Plan, needs a minimum StockGro Cash of 500 for successful withdrawals. Withdrawals will fail if the balance is below 500. They will also fail if daily/ weekly/ monthly withdrawal limits are exceeded.
Daily Limit: This is the maximum StockGro Cash amount any user can withdraw from the app daily
Weekly Limit: This is the maximum StockGro Cash amount any user can withdraw from the app in a week.
Monthly Limit: This is the maximum StockGro Cash amount any user can withdraw from the app in a month.
Minimum withdrawal amount is Rs. 100

Commercial Communication

Users consent to receiving communications such as announcements, administrative messages and advertisements from us or any of our partners, licensors or associates. You agree to ensure that you can receive all communication from StockGro by marking e-mails or sending SMSs from StockGro as part of your "safe senders" list or other similar category. StockGro shall not be held liable if any e-mail, SMS or other message remains unread by a User as a result of such message getting delivered to the User's junk or spam folder or similar category.

Cookies

We employ the use of cookies. By accessing StockGro, you agreed to use cookies in agreement with our Privacy Policy.

Most interactive websites use cookies to let us retrieve the User's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Services offered by the Group Companies

STOCKGRO TECHNOLOGY LLP is a subsidiary of Assetgro Fintech Private Limited, having its office at WeWork Galaxy, 43, Residency Rd, Shanthala Nagar, Ashok Nagar, Bengaluru, Karnataka 560025, email [email protected], registered with Securities Exchange Board of India “SEBI” as a Research Analyst vide registration number INH000018300 dated 07.08.2024, the validity of the registration is perpetual and acting as a Research Analyst in accordance with the provisions of the SEBI (Research Analysts) Regulations 2014.

License

StockGro includes a combination of content created by StockGro, its licensors and/or you.

Unless otherwise stated, the intellectual property rights in all software underlying StockGro and the StockGro Services and material published on StockGro, including (but not limited to) PrepZones, software, written content, photographs, graphics, images, illustrations, marks, logos, audio or video clippings and Flash animation, are owned by StockGro and/or its licensors, as applicable. All intellectual property rights are reserved. You may access this from StockGro for your own personal use subjected to restrictions set in these terms and conditions. You hereby grant StockGro and its affiliates, partners, licensors and associates a worldwide, irrevocable, royalty-free, non-exclusive, sub-licensable license to use, reproduce, edit and authorize others to use, reproduce, edit, create derivative works of, distribute, publicly perform, publicly display, transfer, transmit, and/or publish any of the content you make available on StockGro in any and all forms, formats or media and for any of the following purposes:

displaying such content on StockGro
distributing such content, either electronically or via other media, to other Users seeking to download or otherwise acquire it, and/or
storage of such content in any form, medium, or technology.

All names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights on StockGro belonging to any person (including User), entity or third party are recognized as proprietary to the respective owners and any claims, controversy or issues against these names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights must be directly addressed to the respective parties under notice to StockGro.

Indemnity

You agree to indemnify and hold harmless the Company, its directors, employees, affiliates and assigns against all costs, damages, loss and harm including towards litigation costs and counsel fees, in respect of:

any breach by you of these Terms and Conditions or any other rules, regulations, disclaimers or conditions on StockGro;
any third party claims that may be initiated including for infringement of intellectual property rights arising out of your actions or omissions; and
any act of fraud or negligence by you.

Payment Terms

In respect of any transactions entered into on StockGro, Users agree to be bound by the following payment terms:

Determination cashbacks by StockGro which will eventually be paid to Users for redemption of bonus points or collect exciting merchandise.

It may take minimum of two weeks for user to withdraw the cashback amount.

The User acknowledges that subject to time taken for bank reconciliations and such other external dependencies that StockGro has on third parties, any transactions on StockGro may take atleast 15 working days to be processed. The Company merely acts as a duly appointed agent of the User to whom the payment is due, and does not operate a payment system. You hereby duly appoint the Company as your agent for this purpose. A transaction, once confirmed, is final and no cancellation is permissible.

At the time of the transaction, Users may also be required to take note of certain additional terms and conditions and such additional terms and conditions shall also govern the transaction. To the extent that the additional terms and conditions contain any clause that is conflicting with the present terms and conditions, the additional terms and conditions shall prevail.

Tax Liability

You hereby agree to comply with any and all applicable tax laws in connection with your use of the StockGro Services. You hereby agree and acknowledge that if and when required by applicable law, StockGro may deduct tax deducted at source from your bonus points, cashbacks etc (credited as loyalty or otherwise) and/or may require you to submit PAN details before providing you such cashback.

Hyperlinking to our Content

The following organizations may link to StockGro without prior written approval:

Government agencies;
Search engines;
News organizations;

Online directory distributors may link to our website in the same manner as they hyperlink to the Websites of other listed businesses. These organizations may link to our home page, to publications or to other Website information so long as the link:

is not in any way deceptive;
does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and
fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;
associations or other groups representing charities;
online directory distributors;
internet portals;
accounting, law and consulting firms;
educational institutions and trade associations; and
any other third party.

We will approve link requests from these organizations if we decide that:

the link would not make us look unfavorably to ourselves or to our accredited businesses;
the organization does not have any negative records with us;
the benefit to us from the visibility of the hyperlink compensates the absence of the Company; and
the link is in the context of general resource information. Such organizations which are interested in linking to our website must inform us by sending an e-mail to the Company. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URLs on our site to which you would like to link.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or
By use of the uniform resource locator (URL) being linked to; or
By use of any other description of StockGro being linked to that makes sense within the context and format of content on the linking party's site.

No use of StockGro's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around StockGro that alter in any way the visual presentation or appearance of StockGro.

Content Liability

If any third party is linking to StockGro from its website or mobile application, we shall not be held responsible for any content that appears on its website or mobile application. You and such third parties agree to protect and defend us against all claims that is rising on such website or mobile application. No link(s) to StockGro should appear on any website or mobile application that may be interpreted as libelous, obscene, illegal, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our StockGro. You agree to immediately remove all links to StockGro upon request. We also reserve the right to amend these terms and conditions and it's linking policy at any time. By linking to StockGro, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. Subject to applicable law, we will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer and Limitation of Liability

To the maximum extent permitted by applicable law, we exclude all any liability, including but not limited to liability arising out of representations, warranties, and conditions, relating to StockGro and the use of StockGro Services. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.

As long as StockGro and the information and services on StockGro are provided free of charge, we will not be liable for any loss or damage of any nature. Users access the StockGro Services provided on StockGro voluntarily and at their own risk and StockGro is provided on an “as-is” basis without express or implied warranties of any nature.

We accept no liability, whether jointly or severally, for any errors or omissions, whether on behalf of ourselves or third parties, in relation to the bonus points and cashbacks. Users shall be solely responsible for any consequences which may arise due to their access of StockGro Services by conducting an illegal act or due to non-conformity with these Terms and Conditions and other rules and regulations in relation to StockGro Services, including provision of incorrect address or other personal details. Users also undertake to indemnify us and our respective officers, directors, employees and agents on the happening of such an event (including without limitation cost of attorney, legal charges etc.) on full indemnity basis for any loss/damage suffered by us on account of such act on the part of the Users. In no event shall the Company be liable to any User for acts or omissions arising out of or related to User's engagement with StockGro or his/her joining in StockGro.

In consideration of the Company allowing Users to access the StockGro Services, to the maximum extent permitted by law, Users waive and release each and every right or claim, all actions, causes of actions (present or future) each of them has or may have against the Company, its respective agents, directors, officers, business associates, group companies, sponsors, employees, or representatives for all and any injuries, accidents, or mishaps (whether known or unknown) or (whether anticipated or unanticipated) arising out of the provision of StockGro Services or related to the PrepZones.

With respect to the stock information displayed under Market section of the Mobile Application, is a delayed market feed data and the prices are only indicative and synthesized prices not reflective of real market prices. This is for education and learning purpose only since a user on StockGro doesn't need real time Stock Price. The Company does not undertakes any commercial activities on such information under any Copyright, Trademarks or other applicable acts. The Company disclaims any loss claim by any users or third party for relying on such information for any purposes as the Company does not promote commercial use of such information in any manner nor claims to be partner or distributor of such Trademarks, Copyrights, if owned by any third party.

StockGro users share information on the chat groups. StockGro only facilitates access to chat groups as an intermediary. So, StockGro cannot guarantee the completeness or accuracy of the information shared in the groups. Further with respect to the Company's Social section of the Mobile Application/platform, the Company confirms that all information and messages shared or exchanged on Mobile App or Platform by the users are only for Educational purposes and published only for consumption by general public at large using the StockGro App and such information or messages in any form or manner does not constitutes an “Investment Advice” in any way.

The Company i.e. Assetgro Fintech Private Limited (“StockGro”) its employees, it's shareholders, officers, business associates, its Directors, Group Companies and the Expert (i.e. Investment advisors or Research Analyst available on the App or Platform) would not be liable in any way for any loss or damages suffered (either in present or in future) whether anticipated or unanticipated by any users of the StockGro based on any actions taken by such User solely by relying on the above information and messages shared on the Company's Mobile app or platform. Users must conduct their own research and consider their specific goals, assets, liabilities and risk appetite before making any investment decisions.

Users are solely responsible for ensuring compliance with all applicable laws, including SEBI regulations on investment advisory and research analysis as applicable while using the chat groups. Especially if they share any regulated information on the group. For instance, wherever necessary, the users must comply with obligations relating to disclosure of conflict of interest and restrictions on trading and compensation under SEBI regulations. 'Regulated information' includes buy/sell/hold recommendations, price targets, stop loss targets, or any other information which may form the basis of an investment decision. Users must obtain regulatory registrations, licenses, or authorizations, wherever necessary.

Dispute and Dispute Resolution

These Terms of Service shall be governed and construed in accordance with the laws of India.

In the event of any and all disputes arising out of, or in connection with, these Terms of Service, the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of the User(s) or StockGro, the party raising the dispute shall provide a written notification to the other party. On receipt of the written notification, the parties shall first try to resolve the dispute through discussions. In the event that the parties are unable to resolve the dispute within fifteen (15) days of receipt of notification, the dispute shall be settled by arbitration.

The place, venue and seat of arbitration shall be Bengaluru, India. All arbitration proceedings shall be conducted in English and by a sole arbitrator in accordance with the provisions of the Arbitration and Conciliation Act, 1996, as amended from time to time, read with the rules of the Mumbai Centre for International Arbitration.

The arbitration award will be final and binding on the Parties, and each Party will bear its own costs of arbitration and equally share the fees of the arbitrator unless the arbitral tribunal decides otherwise. The arbitrator shall be entitled to pass interim orders and awards, including the orders for specific performance and such orders would be enforceable in competent courts. The arbitrator shall give a reasoned award.

Nothing contained in these Terms and Conditions shall prevent StockGro from seeking and obtaining interim or permanent equitable or injunctive relief, or any other relief available to safeguard StockGro's interest prior to, during or following the filing of arbitration proceedings or pending the execution of a decision or award in connection with any arbitration proceedings from a court having jurisdiction to grant the same. The pursuit of equitable or injunctive relief shall not constitute a waiver on the part of StockGro to pursue any remedy for monetary damages through the arbitration described herein.